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Bits & Blogs (Archive April 2008)

Archives:   August 2008 July 2008 June 2008 May 2008 April 2008 March 2008 More...  

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Online Shopping Coupon Codes (April 30, 2008)

If you do any online shopping you have probably noticed the area to add a coupon code to get a discount on your purchase. If you don't have one you may be able to get one. There are several sights that offer these codes but you can also search for them. Go to Google.com. In the search box in the center of the screen type in the store you are shopping and the words coupon code. You may just pay less for your next purchase.

 

Trivia: NASA & Canaries (April 28, 2008)

NASA was considering sending canaries into space to study them under zero gravity. The project was scrapped when someone realized that in spite of having sufficient water supplies, they could die of dehydration within a few hours. Birds, unlike humans, need gravity to swallow. Humans can swallow even while hanging upside down.

 

Credit Card Interest Rate (April 26, 2008)

How can you lower your credit card interest rate. In most cases Just Ask! Call your credit card company and ask for a lower rate. If you have a good track record of making payments they may just lower your rate. And if they don't you're no worse off. The best line of action, of course, is to always pay off your balance rather than carry debt. But if that's not possible, pay the least amount of interest you can by making the largest payments you can and the lowest amount of interest the credit card company will give you.

 

Improve the Efficiency of Your Car (April 24, 2008)

A final note from Urban Legends on getting better gas millage. The bottom line is that there are much easier and better ways of improving the efficiency of your car, and thus saving you money at the pump, than the tips you receive in emails. Of particular importance is proper maintenance, including engine tune-ups, wheel alignments, proper tire pressure, and filter replacement. Mileage can also be improved by removing little-used equipment that adds weight or increases drag such as roof racks, bike carriers, and heavy loads in your trunk. Driving habits are especially important: fast stops and starts eat up extra fuel, as does driving at higher then necessary or posted speeds. And finally, combining multiple trips into one excursion will likely save the average motorist far more money (and time) than all four of the previous mentioned Gas Tips combined.

 

Gas Tips (April 22, 2008)

True or False? Fill up when your gas tank is half-full (or half-empty), because the more gas you have in your tank the less air there is and gasoline evaporates rapidly, especially when it's warm.

There isn't much of a consensus about whether gasoline evaporating from automobile gas tanks is truly "lost," whether the amount of loss is significant or negligible, or how much the evaporation rate would really be lessened by motorists' driving with gas tanks never less than half full. Nonetheless, some rough economic estimates can be made about the purported advantages of this tip.

The efficacy of this tip is another issue of dispute. Advocates maintain that pumping gas more slowly produces fewer vapors, and therefore consumers get more for their money by using slower settings on pumps because less gasoline is lost to vaporization. Critics, including state regulators, assert that the amount of vapor loss produced during the pumping process is so small as to be economically insignificant to the ordinary consumer. And, the aggregate amount of time you're going to lose by using only the slowest delivery setting at every fill-up really worth whatever modest amount of money you might save?

 

Gas Tips (April 20, 2008)

True or False? If a tanker truck is filling the station's tank at the time you want to buy gas, do not fill up; most likely dirt and sludge in the tank is being stirred up

Most sources agree that deliveries from tanker trucks do stir up particles of dirt and sludge in gasoline storage tanks, but that this isn't really much of an issue for the ordinary motorist. Gas stations are required to have filters that trap dirt and sludge, and modern automobiles also have fuel filters, so a bit of stirred-up dirt doesn't really pose much of a potential to adversely affect your car.

And again, one has to consider the trade-off. On the rare occasion when you arrive at a gas station at the very same time a tanker is filling the station's tanks, is it really worth the time and expense to leave without filling up and drive off to a different service station just to avoid something that likely isn't much of a concern in the first place?

One might also consider the factor of potential mileage loss incurred by always carrying around the weight of an extra half-tank of gasoline.

 

Gas Tips (April 18, 2008)

Fill up your tank in the morning - True or False?

There is a collection of money-saving tips for buying gasoline that constantly go around the internet. They are difficult itemw to classify as strictly true or false. It's not completely false in that one or more of the tips might actually result in some modest savings, but it can't fairly be classified as true either. The economic gains to be had from following these tips is highly questionable. Here is one Urban Legend you have probably heard:

Fill up your car or truck in the morning when the temperature is still cool

The temperature at which gasoline is sold has been the focus of legislative interest in several states. The primary issue being that regulators maintain gasoline expands or contracts about 1% for every 15-degree change in the fuel's temperature. U.S. oil companies and distributors account for temperature when they sell to each other, but most retail outlets in the U.S. (i.e., gas stations that service ordinary motorists) make no such adjustments. The standard used in the oil industry assumes fuel is dispensed at a temperature of 60°F; however, fuel often comes out of service station pumps at considerably higher temperatures (especially in warmer climates), but its volume is still calculated as if it were 60°F, which advocates claim results in customers' getting a smaller volume of gasoline than they're paying for. Lawmakers in some states (such as California, Texas, and Missouri) have therefore been considering bills that would force retailers to add temperature-adjusting pumps (Automatic Temperature Compensation, or ATC) in order to bring the gallons-sold tally in line with the 60°F standard. (Temperature regulations on gasoline sales are already in effect in some places. Hawaii, for example, requires retail pumps to dispense fuel on the assumption that it is 80°F rather than 60°F.

The whole temperature/volume issue is a subject of lively debate: Some maintain that consumers always get the volume of gas they pay for, regardless of temperature, and the real issue is whether a gallon of warmer, expanded fuel contains as much "energy" (or octane) as a gallon of cooler fuel. Some say it doesn't; others maintain that consumers are getting the same "energy content" in a tank of gas either way.

Moreover, according to some sources the idea that buying gasoline in the morning will guarantee motorists get considerably cooler (and therefore cheaper) fuel is a chimera, as the Los Angeles Times noted "The delivery temperature is key, because most fuel sits in underground tanks that act like big Thermos bottles. Even if a station receives a load of gas at 5 a.m., if it's coming straight from the refinery, the fuel will be hot and stay that way."

Others maintain that regardless of the temperature at which gasoline is delivered, due to the insulative properties of underground storage tanks one can't be sure that gasoline will always be at its coolest early in the morning.

In any case, the bottom line is whether it's really worthwhile for consumers (in the absence of ATC) to take matters into their own hands and attempt to save money by buying gasoline only at a particular time of day. Even if the temperature/volume issue were a real and significant one, one has to consider the amount of savings to be gleaned from such a scheme. Assuming that a motorist typically bought 15 gallons of gasoline per week at $4.00 per gallon, and assuming that by carefully choosing to fill up at a particular time of day said consumer could realize a 1% savings, we calculate the total savings to be gleaned over the course of a year at about $31. Would that reward really be worth the potential inconvenience of adhering to a rigid fill-up schedule week after week?

 

Landmarks (April 16, 2008)

Can name the landmark with an aerial view of the location. See how many you recognize.

 

08 Summer Olympics (April 14, 2008)

Look for the Track and Field trials for the Beijing 2008 Summer Olympics. Held in June, Delilah Dicrescenzo, will be running in the trials. Who is Delilah? She is the subject of the fictional love story "Hey There Delilah" from the Plain White Ts.

Being Happy and the Psychology of Satisfaction (April 12, 2008)

Send out positive vibes.  Wish for others the positive things you want for yourself.  Make a habit of silently wishing well the people you pass on the street or highway.  This positive well wishing will increase positive attitudes about your own life.

 

Being Happy and the Psychology of Satisfaction (April 10, 2008)

Surround yourself with supportive, positive people.  It is said that we become the average of the 5 people we associate with the most. Make sure those people help to increase your happiness and satisfaction with your own life.

 

Being Happy and the Psychology of Satisfaction (April 8, 2008)

Theme for the day.  Pick a different item every day and use that item to increase your appreciation. For example, if you item is "water." Every time you encounter water (washing your hands, walking by a stream, noticing the first raindrops on the windshield) stop and take a moment to be in the moment. Recall something you appreciate and focus on it for a fe minutes.

 

Being Happy and the Psychology of Satisfaction (April 6, 2008)

Express appreciation to others. Everyone wants to be appreciated.  Research shows that when you feel appreciated and when you express appreciation you tend to be included more in positive social interactions.  And being included in positive social interactions tends to increase happiness.

 

Being Happy and the Psychology of Satisfaction (April 4, 2008)

Express gratitude. Write down the things you’re grateful for.  You’ll tend to remember them more if written down and when having a bad day or moment, you can go back and read your “Grateful List.”

 

Being Happy and the Psychology of Satisfaction (April 2, 2008)

80% of our thoughts are negative.  Over the next few entries I'm going to give you some solid ways to turn this statistic around and become a positive, more satisfied person. Try each one each time you read it and add it to your repertoire. Start with this . . .

Pay attention to the good stuff.  If 5 good things happen in one day and one negative thing, you tend to remember the negative.  Focus on the good things and let the negative go. Write the positive things down if you have to in order to remember them throughout the day. Turn around your 80% negative thoughts to be 80% or more positive thoughts.

 

 

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